IDFC FIRST Bank is a fast growing, new age Private Sector Bank created in India with a vision of building a world-class Bank in India, focused on Ethical, Digital, and Social Good Banking. The Bank has 38 million live customers, a deposit base of Rs. 2,27,316 crores and loans and advances of Rs. 2,31,074 crores, spread over 60,000 cities, towns, and villages across India. It has 971 branches but is built as a digital first Bank in scale, scope, and approach.

Its customer deposits are growing at 28.8% YoY and Loans & Advances growing by 22% YoY (December 31, 2024) based on friendly user digital interface, ethical approach, customer friendly products, strong brand, and high corporate governance. Its technology stack is built on advanced technology using cloud native experience layer, microservices led architecture, and powered by advanced data platform, analytics, and Artificial Intelligence.

Its mobile App is rated 4.9 on Google Playstore and 4.8 on Appstore with 27 million downloads and 1.47 m reviews. The App is rated #1 in India and #4 App in the world by The Forrester Digital Experience Review™: Global Mobile Banking Apps, Q4 2024 for prioritising Customers’ financial well-being, comprehensive suite of financial management features, and personalized financial insights, providing educational resources and expert guidance through its Financial Wellness Corner and IDFC First Academy.

The 7 Core Principles of IDFC FIRST Bank

1. Vision: Building a world-class Bank in India, focused on Ethical, Digital, and Social Good Banking.

2. Universal Bank: IDFC FIRST Bank is a Universal Bank, offering a comprehensive range of services, including Retail, MSME, Rural, Startups, Corporate Banking, Cash Management, Wealth Management, Deposits, Government Banking, Working Capital, Trade Finance, and Treasury solutions.

3. Ethical Banking: The Bank adheres to a "Near and Dear" test, ensuring its products are so customer-friendly that employees can confidently recommend them to loved ones. The Bank is committed to doing right by customers even when no one is watching and believes that income earned unethically is not worth earning. 
So, the Bank has simplified descriptions, calculations, and legal jargon to avoid confusing customers and offers “ZERO FEE Banking” on all savings account services, including SMS alerts, IMPS, RTGS, NEFT, cash deposits, non-home branch access, ATM withdrawals, cheque books, Demand Drafts, Pay Orders, duplicate statements, and other commonly charged services. It is the first and only bank in India to do so.

4. Customer Friendly Banking: IDFC FIRST Bank credits interest monthly on savings accounts. For credit cards, it offers lifetime-free cards with no minimum spend conditions, non-expiring reward points, zero interest on ATM cash withdrawals, and dynamic low APR. Any applicable fees are transparent and clearly explained.

5. Digital Banking: The Bank's modern technology stack delivers high-quality services across mobile, branch, internet banking, call centers, and relationship managers. Its advanced mobile banking app, featuring 250 functionalities, is rated 4.8 on Google Playstore and App Store. Renowned global rating agency Forrester has ranked it the best in India and among the top 20 worldwide for two consecutive years.

6. Social Good Banking: The Bank is financially inclusive with high asset quality. It has financed over 38 million customers, including 16 million lifestyle improvement loans, 15 million loans to 4.3 million women entrepreneurs, 6.5 million vehicle loans, 1 million sanitation loans, 1 million livelihood loans, 300,000 SME loans, and 100,000 home loans.

7. ESG Goals: The Bank holds high ESG scores, reflecting its commitment to financial inclusion and social responsibility.

IDFC FIRST Bank Runner Tee 

Dear Participant, 

Congratulations on your outstanding achievement at the TATA Steel World 25K Kolkata 2024.   

Your dedication and relentless drive have brought you to the finish line, and now it's time to claim a well deserved reward. We're thrilled to offer you the exclusive IDFC FIRST Bank Runner Tee—a symbol of the sacrifices, sweat, and success that mark your journey.   

To ensure you receive your special Runner Tee, please take a moment to complete the registration process here.   

Registrations will be open from Friday, 20th December 2024 at 12:00 AM to Friday, 27th December 2024 at 11:59 PM.   

Remember, this exclusive tee is a celebration of your achievement and a token of our appreciation for your remarkable effort. Don't miss out on adding this to your collection of marathon memories!

Every participant in the TATA Steel World 25K Kolkata 2024 will be eligible to receive this special Runner Tee if they finish their run within the stipulated timing for respective categories. On successfully passing the eligibility check for the IDFC FIRST Bank Runner Tee! You will receive further communication on how and when you can pick up your tee from our bank branches in Kolkata. We can’t wait for you to wear it proudly and inspire others with your journey!